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Date: 24 January 2018

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ADVERTISEMENT Improving the financial health and well-being of the people of Scotland expen vean one n the strych egemspleweladit financially?Hoocantawausat seolecangetthem seresinto 0800 731 4722. n's open you become debt free and in Phone them free on Monday to Friday 9am 6pm confidential and independent the govemment regulated credit take a long time to face up to it with debt problems as wel as fnancially? How can you build a on utilities or council tax? What t can be temptng to look at the control of your money. would you like to aim towardsshort term which is where many people can get themselves into 0800 731 4722. It's open interest to get over a particularly bad time. Money Advice Scotiand Scotland, has worked with the organisation for 20 years and has seen many changes in that time. Good moral support is crucial in helping people dealing with debt. as so many start to believe there is no way out. Money Advice information to help deal with debt, can help people realise advice on how to deal with debt aims to look after you and help problems their problems and then refer them to the rght agency to start mpartial and confidential debt anyone with financial worries to come to us first, she said putting solutions into place. More and more people are being it and hope it all goes away. worry over their finances and not nown who to turn to, but the relief of actually looking for help can make a huge difference. Debt is a very common problem and so too is the sense of you speak to the right n raeut Money Aovice people and start working The financial capability team no matter what their problem, towards a debt free future.falling through the cracks advice that will stop people Money Advice Scotland has three main aims-to oducate and train debt advisors; to educate the public; and to lead and and starts by looking at their finances with them, How much money do you have coming in? Areyou receiving everything Welcome to Money Advice Scotland We are Scotland's Money Charity! If you are struegling with money and debt issues, please contact our helpline NTRODUCTION vonne MacDermid OBE e Executive, Money Advice Scotlied 0800 731 4722 We can assess your situation and support you through the advice process. Opening Hours: Monday to Friday 9am-6pm or alternatively email info@moneyadvicescotland.org.uk or visit our website for more information www..org.uk moneyadvicescotland Scotland's Money Charity Suite 410, Pentagon Centre, 36 Washington Street, Glasgow, G3 8AZ ronne MacDermid oDE of Maney Advice Scocland speaking at a pecent senia